Mortgage Title Fraud Detection & Resolution Simplified
We provide an end-to-end solution for finding and solving fraudulent and unauthorized title transfers.
- What We Do
The Problems We're Solving
Default Analytics, LLC, in collaboration with Default Resolutions, LLC and local legal counsel, helps you protect your mortgage portfolio and your borrowers by detecting fraudulent and unauthorized title transfers. Once identified, we streamline the entire process of reporting, verifying and correcting the issues found. Our proactive monitoring, concise reports and detailed follow-ups help lending partners address issues quickly and efficiently, saving time and resources while avoiding or recovering losses.
1. Fraudulent or Unreported Property Transfers
Fraudulent or Unreported Property Transfers: Fraudulent property transfers are on the rise, posing potential serious risks to lenders and mortgagors—from lost revenue, loss of GSE guarantees, and compliance issues for lenders to complex legal challenges for both parties.
Our Solution
We identify suspicious transfers and notify you. We provide tools to aid you in taking swift steps to prevent fraud-related issues from harming your portfolio.
2. Errors in Public Records
Mistakes and omissions in property records can lead to fines, reputational risks and additional problems for lenders.
Our Solution
Default Analytics monitors, detects and reports these errors, helping you correct them before they escalate into bigger problems.
3. Resource Intensive Property Record Monitoring & Issue Resolution
It can be difficult for lenders to allocate high-level resources to a problem that is not currently on the top of the agenda.
Our Solution
Our coalition of teams do the heavy lifting. Experts are available at each step, working in a streamlined system to minimize the time and cost while maximizing the benefits of resolving any discovered issues.
4. Time-Sensitive, Costly Loan Pool Due Diligence
Loan Pool Due Diligence: Mergers, acquisitions and loan portfolio sales often require quick turn-around on bulk verification of properly recorded and released mortgage documentation. If the mortgagee is no longer in title GSE loan guarantees may not be valid affecting the value of those mortgages.
Our Solution
Our proprietary local and nationwide due diligence surveys provide a cost-effective way to verify bulk mortgage documentation quickly and accurately. We deliver the answers and recorded copies you need—saving you time and money at every step.
- What we Provide
Our Unique Process
Default Analytics and our partners simplify mortgage record monitoring and resolution of discovered issues with a proactive, seamless process. We provide:
1. Comprehensive Portfolio Surveys
We conduct periodic surveys on your open mortgages, identifying discrepancies and potential risks.
2. Clear, Actionable Reports
Our color-coded reports highlight issues, allowing you to easily flag problems or request further investigation.
3. Seamless Follow-Up
With just a few clicks, clients may request detailed searches, copies or other follow-up actions. We provide an inclusive client portal to coordinate the entire process. Alternatively, clients can request reports to integrate directly into their data management systems.
4. Smooth Integration
We handle the details, providing regular updates and minimizing the strain on your internal team. Your decision makers are always well informed, assessed of issues and options, and a click away from all the help they need for the resolution they choose.
- Contact Us
Reach Out to Learn More
Learn how Default Analytics can simplify your mortgage portfolio monitoring. Schedule a meeting to see how our proactive approach saves you time, money and risk.